Buying Property in Panama is safe and secure, and foreigners enjoy the same property rights as Panamanian citizens. There are over a dozen laws that have been enacted to protect foreign investors specifically. Recently, the changes include an opportunity for foreign investors to obtain Permanent Residency. Panama's constitution also protects private property and its owners. Every year, thousands of property transactions are conducted.

The quality of life, combined with the advantages of obtaining your Permanent Residency Status, have made Panama a popular place for foreigners to buy real estate. The country is truly a tropical paradise with a warm attitude toward foreigners, low crime, and an eco-friendly way of life. Making a property purchase in Panama will undoubtedly be one of the best decisions you have made in your life, not just for you but for your family.   

Pensio Realty Properties


Launching the all-inclusive golf and beach The Buenaventura Autograph Collection Hotel! Located on the Pacific Coast, this master-planned community is the most exclusive beach development in Panama. Buenaventura brings together luxury houses, apartments, and villas all enclosed amongst a private beach property with amazing views, exuberant gardens, lagoons, water canals, and a white sand beach.    


Luxury Hotel & Residences. Setting the standard for contemporary living. Imagine a home that blends chic design and unparalleled privacy with the amenities and personalized service of one of the finest five-star hotels in Panama City. Located within our legendary hotel, The Residences at The Bristol Panama are distinguished by sophisticated style and ultra-luxurious finishes. From housekeeping and valet services to gourmet dining and a dedicated concierge, a lifestyle of privilege, exclusivity, and comfort awaits.

The Yoo by Starck

Panama offers the incredible combination of city and ocean landscapes, among its other luxurious amenities. In Avenida Balboa this mixture of beautiful landscapes and city feeling is even more evident. The locals and visitors alike can enjoy long walks by the coast with views to the bay of Panama, the banking center's shimmering skyscrapers and the old town Spanish colonial architecture of Casco Viejo.  

Pensio advises you to seek the advice of a qualified real estate lawyer in Panama to manage your property purchase. Pensio will provide you with contacts or you can retain your own lawyer.

While it is legal for foreigners to own property in Panama using their name, those about to purchase property should do so in the name of Panamanian corporation for protection of assets and income tax benefits.

Possession rights (different than title) should always be held in the name of a Panama corporation, and the purchaser should be listed as the shareholder of the corporation. Your closing lawyer will assist.

Closing costs can vary greatly. In general, closing costs can vary depending on your needs:

  • Public Registry fees USD$350
  • Title Transfer Fee of 2%
  • Incorporation fee of USD$1,000 to set up a Panama Corporation*

*Real estate investors who buy and then quickly sell homes in Panama can attract capital gains tax, which can be avoided through the use of a Panamanian corporation.

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